Security doesn't mean that once you got a firewall and a good antivirus , everything's fine. When more people use the same computer, restrictions must be used to ensure that personal data remains confidential. This is exactly the main purpose of creating user accounts in Windows Vista, so that each user is able to have its own files, its own settings, and be the only one able to change them (apart from the system administrator, of course).
At last, if you have Public folder sharing turned on, you can simply copy or move files and folders to that location, and anyone with a user account and password on your computer, as well as all network users are going to gain access to your Public folder and subfolders.
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